Commercial Property Financing for the Trucking Industry
Fuel your growth — own your shop, yard, or terminal.
At Sterling Ledger Capital, we understand logistics because we come from logistics. If you’re running a trucking company, your facilities are just as critical as your fleet. Whether you’re operating out of a rented bay, leasing an office, or dreaming of your own terminal — we help you move from paying rent to building ownership equity.
Financing Built for Trucking Operators
We specialize in commercial property financing tailored to the needs of logistics businesses, including:
- Truck repair and maintenance shops
- Body shops and collision centers
- Dispatch and back-office space
- Truck parking yards or terminals
- Owner-occupied investment properties
Whether you're looking to purchase, renovate, or refinance, we structure loans to fit the real needs of trucking companies — cash flow–friendly, flexible, and backed by people who understand your business.
Why Own Instead of Rent?
Control Your Operation
No more lease restrictions, surprise rent hikes, or landlords who don’t understand trucking. When you own, you set the rules.
Build Equity, Not Someone Else’s
Every payment you make builds value in your name. Over time, your property becomes a business asset — not a monthly expense that disappears.
Customize for Your Business
Add a wash bay, expand the shop, build out offices, or put in fencing — whatever your operation needs, ownership gives you the flexibility to do it your way.
Tax Advantages
Depreciation, interest deductions, and property tax write-offs can improve your overall financial position and reduce your tax liability.
Borrow Against It Later
Once your property has equity, it can be used to secure future loans for trucks, trailers, or expansion.
Our commercial property loans are ideal for:
- Repair shops looking to buy the space they’ve been renting
- Trucking fleets wanting to consolidate operations under one roof
- Body shops expanding into higher-volume insurance work
- Owner-operators who want to open their own service bay or dispatch space
- New facilities for fleets growing beyond what current space allows
Loan Structures We Offer
- SBA 504 and SBA 7(a) Loans (great for owner-occupied properties)
- Conventional Commercial Real Estate Loans
- Bridge Loans (for quick purchases or rehab projects)
- Cash-Out Refinance Options (tap into property equity)
- Construction + Improvement Loans
Terms typically range from 10 to 25 years with competitive fixed or variable rates. We’ll match your financing with your business cash flow — so your property doesn’t become a burden, it becomes a launchpad.
Why Sterling Ledger Capital?
Because we’ve been in your shoes.
We know the trucking industry, we speak your language, and we bring both capital and insight to the table. We're not just another lender — we're your strategic partner in growth.
- Fast approvals
- Deep understanding of the logistics industry
- Flexible structures and custom solutions
- Support every step of the way — from pre-approval to closing
Ready to Own Your Next Move?
Fill out our quick intake form or book a call with one of our commercial finance specialists today. We'll help you evaluate your buying power, compare options, and structure a plan to put down roots — so your business can grow with confidence.
Own the land. Own the building. Own your future.
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